Free Checking

Free Checking

Account description		The Free Checking account is designed for our customers who wish to have a streamlined checking account, with no monthly service fee and no minimum balance requirement.

Account benefits		In addition to no monthly service fee or balance requirement,
	Free online banking Free 24-hour telephone banking Free Bill Pay service (service will be discontinued if not used at least once every 90 days) Images of paid checks are available the next business day at www.bankfirstamerican.com All of our checking account customers are invited to enroll in eStatements - a service that allows you to receive your statement electronically instead of the traditional paper statement. Click here to enroll.

Interest		No interest is paid on the Free Checking account.

Monthly service charge		No monthly service charge, the account is free.

First American ATM/Debit Card	$1.50 monthly charge for the ATM/Debit card. Use it instead of cash or checks at locations worldwide. Free unlimited debit card transactions. Free unlimited ATM transactions at First American Bank or Privileged Status Network ATM machines. First American Bank is pleased to offer our customers a growing network of Automated Teller Machines (ATMs) for fast access to cash. We are also proud to partner with other financial institutions nationwide in the Privileged Status ATM program. If you want to avoid the surcharges other banks charge on machines, look for the Privileged Status logo and use your ATM/Debit Card for cash transactions. In Florida, ATM transactions in all Publix Supermarkets are fee-free.

Protection against insufficient funds		Overdraft protection is available for Free Checking customers with Overdraft Privilege^sm service. Fees will apply.

Bank where, when, and how you like	Secure online banking 24-hour telephone banking at 1-888-573-5463. Free Bill Pay service. Pay bills efficiently, quickly at your convenience. (Service will be discontinued if not used at least once every 90 days) Several First American Bank locations prepared to serve your banking and financial needs.